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Personal Savings
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View Our Personal Savings Accounts
SAVINGS ACCOUNT
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$100.00 MONTHLY AVG. BALANCE
Personal, Business or Municipal
Interest Earned
Two Withdrawals per Month
$5.00 fee per month if the average balance falls below $100.00
$2.00 charge per withdrawal in excess of two per month
No monthly fee for minors under 18 years of age
IRA ACCOUNT
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$100.00 MINIMUM
Traditional, Roth, or SEP
Fixed and Variable Interest Terms
Penalty will be assessed if monies are withdrawn before the end of the term (based on term and maturity date)
$10.00 Early Withdrawal Fee will be charged for early withdrawal
CERTIFICATES OF DEPOSIT
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$1,000.00 MINIMUM
Personal, Business, or Municipal
Terms from 6 months to 5 years
Fixed interest rate for the term
Penalty will be assessed if monies are withdrawn before the end of the term (based on term and maturity date)
$10.00 fee will be charged for early withdrawal
CERTIFICATE OF DEPOSIT SPECIALS
Super Saver: 1 Month CD – Add to anytime
Stash Your Cash: 6 Month CD – Add to anytime
MONEY MARKET CHECKING
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$2,500.00 MONTHLY AVG. BALANCE
Personal, Business or Municipal
Earns interest on balances over $2,500.00
Limited to 6 debit transactions per month
$10.00 fee per month if the average balance falls below $2,500.00
$8.00 charge per transaction in excess of six debits per month
HSA ACCOUNT
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$250.00 MONTHLY AVG. BALANCE
Must have a Qualified Health Plan
Interest Earned
For Medical Expenses
$5.00 fee per month if the average balance falls below $250.00