Federal Deposit Insurance Corporation - FDIC-Insured - Backed by the full faith and credit of the U.S. Government
Federal Deposit Insurance Corporation - FDIC-Insured - Backed by the full faith and credit of the U.S. Government
As of January 1, 2026, Anchor D Bank has updated our account types. These updates are designed to better align with today’s banking needs while continuing to provide you with the reliable, personal service you’ve come to expect.
We encourage you to review the new account options by March 1, 2026, and make any changes that best fit your financial needs. If no changes are made by that date, your current account will automatically transition to the new account type that most closely matches your existing features, as explained below.
Our team will also be happy to review the options with you and help determine which account best suits your needs.
As part of our ongoing commitment to providing reliable banking services, we periodically review our account structures and fees to ensure that we are continually delivering the security, technology, and convenience our customers depend on. After a careful evaluation, we will be implementing a small fee adjustment. This change allows us to maintain and improve the tools and resources you rely on—such as enhanced account protection, upgraded digital banking features, and continued personal service at all of our branch locations. Please review the updated Checking Accounts and Fee Schedule below.
These fee updates will go into effect on March 1, 2026. Limits and Fee Disclosure
We appreciate your continued trust in Anchor D Bank and look forward to serving you for many years to come.
| Current Account | Updated Account | Current Service Charge | Updated Service Charge |
|---|---|---|---|
| Advantage Checking | Remaining - Advantage Checking | $7.00 | $8.00 |
| Basic Checking | Remaining - Basic Checking | $8.00 | $8.00 |
| Classic Checking | Basic Checking | $9.00 | $8.00 |
| Classic Checking Plus | Renamed - Classic Checking | $10.00 | $8.00 |
Important Update for Basic Checking Customers
Starting in March, your account statements will be issued at the end of each month. The statement period will run from the 1st of the month until the last day of the month. To begin this new statement period, you will receive a longer statement that will end on February 28th.
| Checking Accounts | Advantage Checking | Basic Checking | Classic Checking |
|---|---|---|---|
| Monthly Fee | $8.00 | $8.00 | $8.00 |
| Avoid the Monthly Fee | N/A | Students up to the age of 26, OR Seniors 62 & older, OR Veterans or active military, OR 15 debit card transactions per month, OR maintaining a monthly average balance of $250.00 | Maintaining a monthly average balance of $1,000.00 |
| Statements | $2.00 monthly paper statement fee, if not electing eStatements | $2.00 monthly paper statement fee, if not electing eStatements (no cost to Seniors 62 & older) | $2.00 monthly paper statement fee, if not electing eStatements |
| Instant Debit Card | ✓ | ✓ | ✓ |
| Interest paid | Earn interest with balances of $1,000.00 or more | N/A | Earn interest with balances of $1,000.00 or more |
| Total Identity Monitoring | ✓ | N/A | N/A |
| No charge for money orders or cashier’s checks (up to 5 per month each) | ✓ | N/A | N/A |
| Shopping, Travel, Attraction, and Health Discounts | ✓ | N/A | N/A |
| Safe Deposit Box: no charge for one year and 50% discount ongoing | ✓ | N/A | N/A |
| $20,000.00 AD&D Insurance between owners of the account | ✓ | N/A | N/A |